A loan of $1,200 helped a member to buy more grocery goods for her customers.


Mrs. Choeurn Thorn Village Bank Group's story

Ten people in Tranpaing Pring Village in Kampong Chhnang Province form a village bank loan, and Mrs. Choeurn T. is the village bank president.

She is a grocer who owns a store in the local market. Since she has a lot of customers with many demands, she wants to expand her business. Thus, she decided to ask for a loan to buy more grocery goods for her customers. She hopes to increase her income and improve her living conditions with this loan.

Her husband, Mr. Nath Kar, sells firewood. Mrs. Choeurn T. is a 28-year-old mother of two children who are too young to work or study. This is a village bank loan consisting of mainly end-of-term loans. Three members have end-of-term loans and the rest have monthly payment loans. These three members are not required to pay any principal on the loan until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Choeurn, Phen, Vet, Men, Hak, Khy, Roeurn, Khuon, Vit, Chea
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Loan details


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Loan details