A loan of $550 helped superior quality paddy seedlings, fertilizer, pesticide and hire labor (Bibit padi kwalitas unggul, pupuk, anti hama dan menyewa pekerja).

I Gede Widiarsana's story

I Gede Widiarsana owned a 1-hectare land. The entire land owned is planted with paddy, as irrigation is available throughout the year. During the year, growing paddy is usually harvested 3 times. Before this, I Gede Widiarsana plant paddy using the local seedlings as they are less expensive. Thus the income generate is less than maximum, as the local seedlings is easily infested by disease. In each growing season of 4 months, he only generated income of Rp. 500.000.- (about USD50) after deducting all payments for cultivating and maintenance expenses. This is insufficient to cover the family’s expenses, especially with the current economic condition. With the intention of improving the standard of his and family’s life, I Gede Widiarsana proposed a loan from Dinari Foundation for Rp. 6.000.000.- (about USD600). This mentioned loan would be used to purchase superior quality paddy seedlings costing Rp. 3.000.000.-, pay for cultivating the land and hiring labor costing Rp. 1.000.000.-, and purchase fertilizer and pesticide costing Rp. 2.000.000.-. I Gede Widiarsana already studied with farmers who have been using superior quality seedlings until he does not doubt getting a loan, as in reality, superior quality paddy seedlings is able to yield up to 3 times compared to local seedlings. Each harvest, superior seedlings is able to generate income of between Rp. 1.500.000.- and Rp. 2.000.000.- I Gede Widiarsana is confident his effort will be successful, also with supported by Dinari’s staff and paddy farmers who have succeeded with superior quality paddy seedlings.

Translated from Indonesian by Kiva volunteer Pheng Tan

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