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I Komang Sujana
In the previous year’s growing season, I Komang Sujana was diligent in his fertilizer and pesticide-selling venture. In the season mentioned, I Komang Sujana acquire adequate income and that income was used to improve his home, specifically the kitchen where the renovation is unfinished and the balance saved for the children’s education expenses. As during the season diligently selling fertilizer, his land is next to uncompleted and derelict. Currently the rainy season is appropriate and suitable time for planting. I Komang Sujana immediately take the initiative to resume working on his land while selling fertilizer. I Komang Sujana require funds to pay for the preparation of the land, as to cultivate the 1.5-hectare land he owned, required extra labor costing Rp. 25.000.- (about USD2.50) per day. Usually requiring a period of 5 days to complete planting with paddy. Besides paying for the labor, the mentioned funds are used to purchase superior quality paddy seedlings as I Komang Sujana hope for maximum yield. With 3 harvests per year, I Komang Sujana is optimistic his venture will be successful and all his effort expended to better the family’s welfare.
View original language description ↓
Pada musim tanam tahun lalu, I Komang Sujana menekuni usahanya menjual pupuk dan anti hama kepada petani. Selama satu musim tersebut, I Komang Sujana memperoleh cukup keuntungan dan keuntungan itu dipergunakannya untuk memperbaiki rumahnya, khususnya bagian dapur yang belum selesai direnovasi dan sebagian lagi ditabung untuk biaya sekolah anaknya. Karena selama satu musim menekuni usaha berjualan pupuk, lahan miliknya sendiri hampir terbengkelai dan tidak terurus. Saat ini sedang musim hujan dan waktu yang tepat untuk bercocok tanam. I Komang Sujana segera mengambil inisiatif untuk kembali mengerjakan lahan miliknya sambil tetap berjualan pupuk. I Komang Sujana memerlukan dana untuk biaya pengolahan tanah, karena untuk mengolah lahan seluas 1,5 hektar miliknya, ia memerlukan tenaga kerja tambahan yang dibayar per hari sebesar Rp. 25.000.- Biasanya memerlukan waktu selama 5 hari untuk siap ditanami padi. Selain untuk biaya tenaga kerja, dana tersebut dipergunakan untuk membeli bibit padi kwalitas unggul karena I Komang Sujana mengharapkan hasil yang maksimal. Dengan masa panen selama 3 kali setahun, I Komang Sujana optimis usahanya bisa sukses dan segala usaha yang dilakukannya untuk mensejahterakan keluarganya.

Additional Information

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

About Indonesia

  • $5,200
    Average annual income
  • 99
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 11,163.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped I Komang Sujana hire labor and purchase superior quality paddy seedlings (menyewa tenaga kerja dan membeli bibit padi kwalitas unggul).
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Nov 11, 2008
Dec 16, 2008
Currency Exchange Loss:
May 15, 2009