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A 28-year-old smiling woman, Tha N., is the mother of one child and works selling biscuits, fruits, and other provisions to the people in her area. With her business activity she can typically make an income of about $4 per day.

Her husband is self-employed as a taxi-driver and can make $10 per day of income, which is contributed to support his household.

Tha N. has recently applied for a loan from KIVA to add more types of products to satisfy her clients' needs and to increase her profit margin.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 139
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Tha to buy more types of products to meet her customers' growing demands.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 26, 2008
Dec 9, 2008
Currency Exchange Loss:
Jun 15, 2010