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Sergio Jose
Mr. Sergio is 48 years old and and with his wife has one 18 year old son who is studying in the capital high school. They live in the El Pilar neighborhood in Managua. His wife is a homemaker who wakes up very early to make breakfast for her husband who has to take the bus in the morning to his job. He works in a private company as an accountant. He has plans to finish building his home--purchasing construction materials such as stones, cement, iron, and blocks to finish his porch, and plaster his walls in order to provide better security and protection for his family. Thanks to the loan from AFODENIC, he will be able to secure a better inheritance and future for his son.
View original language description ↓
El Sr. Sergio de 48 años de edad, su esposa le tiene un hijos de 18 años de edad, lo tiene estudiando en un colegio de la capital, habita en barrio el pilar de la cuidad de Managua. Su señora es ama de casa, lo cual se levanta en horas temprana para prepararle el desayuno a su esposo, ya que tiene que tomar el autobús en horas de la mañana, Trabaja en una empresa privada ocupando el cargo de contador. Sus planes son construir su vivienda, comprando materiales de construcción como: piedras, cementos, hierros, bloques para terminar el porche como repellara las paredes y así poder brindarle seguridad y protección a su familia. Gracias al préstamo de Afodenic lograra asegurarle un buen patrimonio y futuro mejor a su hijo

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Sergio Jose purchase construction materials to make a porch and plaster the walls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 27, 2008
Dec 11, 2008
Currency Exchange Loss:
Dec 15, 2009