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Francisco Javier
Francisco Javier L. is 33 years old and lives in the Juan Ramón Padilla division. For the past five years, he has worked selling fruits and vegetables. He is single and lives with his mother and brothers and, with their help and efforts, he has managed to establish his business a little. His plans for the future include making improvements to his enterprise’s condition. With this loan, he will invest in the purchase of various products for his business and that way be able to offer his customers better quality merchandise.
View original language description ↓
El señor Francisco Javier L. tiene la edad de 33 años, habita en el reparto Juan Ramón Padilla, el desde hace cinco año trabaja como comerciante de frutas y verduras, es soltero el habita junto a su mamá y hermanos el cual con el esfuerzo de su mamá y hermanos han logrado establecer un poco su negocio. Los planes hacia un futuro es lograr mejorar las condiciones de su negocio. Con este préstamo va invertir en comprar productos varios para su negocio y así ofertar a sus clientes las mejores verduras.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Francisco Javier to buy fruits and vegetables in bulk quantities.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Dec 4, 2008
Dec 11, 2008
Currency Exchange Loss:
Oct 15, 2009