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Belén Group
In this Group: Julia, Sonia, Rosmery Aurelia, Juana Eusebia, Felicitas, Carmen, Carmen Mary *, Maritza*, Concevida, Guillermina, Yusly , Elizabeth*, Klelia Eliana, Rosio Nancy, Alejandra, Ruth, Nelida , Ana Maria , Zenaida Nere, Nelly Marisol, Felicitas
* not pictured
The Belen (Bethlehem) Village Bank is beginning its seventh loan cycle with 21 group members. The women are involved in a variety of activities: they sell sweets, clothing, meat, fruit, prepared meals, cosmetics, and work as artisans. They sell their wares from home, in the marketplace, and on foot, making door-to-door deliveries.

Julia, Nélida, Carmen, Yusly and Maritza are five of the 21 group members.

Julia is a 53-year-old widow with two children. She has a stand in the newly-opened Americas Market, where she sells alfalfa and vegetables. She will use her loan to offer a wider variety of products.

Nélida is 24 years old and lives with her partner and their daughter. Nélida and her husband sell cleaning products, which they sell in the stores of the Ayacuchan jungle towns. She buys her wares in Lima.

Carmen is 35 years old and lives with her common-law husband and their five children. She currently sells tripe from a mobile cart. She plans to use her loan to buy tables and chairs for the small restaurant she plans to open.

Yusly is 21 years old and lives with her common-law husband and their 3-year-old son. She sells haberdashery like necklaces and earrings, which she buys wholesale in the markets of Ayacucho City. She is using this loan to start anew: Yusly and her husband lost a lot of money when his household appliance stO. was robbed three months ago. Yusly thought about leaving FINCA, since she didn’t think she would have the money to keep making loan payments. Instead, she’s decided to stay in the group, but to start over with a small loan of 300 soles.

Maritza is single and 21 years old. She and her sister run a ceviche restaurant, which they just recently opened. She used to run a small stand, but now the restaurant has moved into a mO. central location. She plans to use her loan to buy television spots to promote her restaurant.

The women are requesting different loan amounts (300, 450 or 600 soles) and the group as a whole is requesting a total of 12,000 soles. They will use their loans to buy vegetables, pasta, sugar, fruits, cookies, and animals.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Belén Group's $3,900 loan helped a member buy vegetables, pasta, sugar, fruits, cookies, tables and chairs, TV ads and animals.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 27, 2008
Dec 6, 2008
Currency Exchange Loss:
May 15, 2009