A loan of $3,800 helped a member to hire laborers to harvest the rice paddy.


Mr. Vantha Meas Village Bank Group's story

Twenty-nine people who all live in Anlong Romeit Thbong village in Kandal province make up this village bank loan request, and they will use the loan they obtain in different purposes. Mr. VanT. M. is a village bank president who has been selected by the members. He and his wife are farmers. It now is the time for harvesting; unfortunately, they do not have enough money to hire laborers to harvest the rice padD., so Mr. VanT. M. decided to ask for a loan to hire laborers for his purpose. He is 63 years old and the father of five children, one of whom is employed in a garment factoR. while the other two are construction workers. The remaining three are attending the local school. This is a village bank loan consisting of mainly end-of-term loans. Six members have end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal on the loan until the veR. end of the loan term. End-of-term (EoT) loans are AMK’s main product because it is the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Vantha, Sovan, Pheon, Sokkung, Sokkay, Saran, Oun, Vandy, Soen, Man, Oun, Srey Neang, Kemlee, Thoen, Sophal, Lang, Kem, Samol, Van, Sola, Thorn, Lom, Tuch, Vich, Mary, Neary, Vanthy, Sras, Sokros
*not pictured



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