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Razia Mai M.azam Group
In this Group: Razia Mai , Khamir , Ameeran , Allah Jeevai , Kaneeza
Razia Mai baji is a 52-year-old lady and resides in a city named Shah Rukn, Pakistan. She owns a two-room brick house and has been living in it for the past 50 years. She is the mother of five children: three sons and two daughters. All of her sons are involved in a food-selling business. Both of her daughters stay at home and do household work.

Razia baji’s husband is a mason by profession with an experience of 30 years. Razia baji herself has a decorative embroidery business. She does embroidery on scarves and sells them in cloth markets, earning US$ 3 per scarf. She successfully repaid her first loan from Asasah (a micro-finance institute of Pakistan). Now she is applying for a loan to buy mason's tools for her husband.

She is the group leader of several more members from her locality. Khamir baji wants a loan to buy seeds to re-sell. Ameeran baji wants a loan to buy tools for agriculture. Allah Jeevai baji wants a loan to buy a buffalo for her milk-selling business. Kaneeza baji wants a loan to buy a donkey cart for delivering loads.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 80.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia Mai M.azam Group's $875 loan helped a member to buy masonry tools.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Dec 23, 2008
Dec 5, 2008
Currency Exchange Loss:
Apr 18, 2010