A loan of $2,100 helped a member to further expand her businesses by purchasing oil and rice (for her café) and cow feed (for her milk-selling business).

Tujumuike Group's story

Sabina T. is a 34-year-old single woman. She has 3 children (ages 11, 8, and 4), but she also cares for another dependent. She has not one but two businesses: she sells milk (she owns 3 cows), and she has a “Mama Lishe” (a small outdoor café where she sells drinks and hot snacks). She started these businesses 8 years ago, and she works on a daily basis from 7 am until 8 pm. By doing so, she is able to earn approximately $224 per month from her milk-selling business and $120 per month from her Mama Lishe.

Sabina has already received one prior loan from Tujijenge Tanzania to expand and improve her businesses, and she promptly repaid that particular loan. Now, she is applying for another loan in order to buy items such as oil and rice for her café, as well as cow feed for her three cows. Notably, Sabina will share the loan proceeds with her loan group, Tujumuike, which totals 15 members. In this group, members guarantee each others' loans (i.e., if one member does not promptly repay his or her portion of the loan, then the other members are responsible for curing the arrears), and they provide support for one another to repay their respective loans. In the picture, Sabina is standing on the left.

In this group: Sabina, Mosi, Salma, Mariam, Judith, Aisha, Mwanaidi, Saidi, Rukia, Zulfa, Mariam, Msinume, Asha, Fatma, Amos

Loan details

Lenders and lending teams

Loan details