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Kakakuona Group
In this Group: Musa, Ashura, Senolind, Mary*, Asheri , Fausta, Tano , Hadija, Wintress, Emmanuel, Mwajuma, Banabasa, Thobias, Jackson, Charles
* not pictured
Musa B. is a 32-year-old married man with two children (ages 4 and 2). He has a general shop where he sells different kinds of products. He started this business in 2005, and he works daily from 6 am until 10 pm. By doing so, he is able to earn a monthly profit of approximately $195.

Musa is seeking for a loan through Tujijenge Tanzania to increase his working capital so that he can buy more goods and inventory for his general store. Notably, Musa would share the loan proceeds with his loan group, Kakakuona, which totals 15 members. In this group, members guarantee each others' loans (i.e., if one member does not promptly repay his or her portion of the loan, then the other members are responsible for curing the arrears), and they provide support for one another to repay their respective loans. In the picture, Musa is standing third from the right in the back row.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 15
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,240.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kakakuona Group's $3,550 loan helped a member to increase his general store's inventory.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Dec 1, 2008
Dec 4, 2008
Currency Exchange Loss:
Apr 15, 2009