A loan of $2,000 helped to buy more fertilizers for her maize crops.


Gloriose's story

Gloriose, 32 years old, is married with two children who are five and nine years old. Both of them go to school. She has been farming for 13 years. With the loan form Kiva, she would like to buy more fertilizers for maize production. The profits from farming will be used to buy more seeds.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details