A loan of $1,900 helped to buy more fertilizers for maize production.


Clementine's story

Clementine is 31 years old. She is married with 3 children aged between 4 and 10, and all of them go to school.

She has been farming for 9 years. With the loan from Kiva, she would like to buy more fertilizers for maize production. The profits from the farming will be used to improve her welfare.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams




Loan details