A loan helped for annual maintenance of her hotel, purchasing additional furniture, and an electrical generator.

Shaima's story

Shaima, a 38 year old mother of four, is an attorney and civil-society activist with twelve years of professional experience. She has participated in many activities with local NGOs and international agencies, and works in a clinic that provides legal aid for women survivors of domestic violence.

Shaima identified an entrepreneurial opportunity when she noticed a lack of sufficient hotel options to accommodate the increase of tourists in her Iraqi hometown. Although the tourism market in Shaima’s conservative community is generally run by men, she bravely penetrated this male-dominated business world and opened a small motel in June 2013. Her self-confidence and her family’s support were key elements in making this decision. Shaima’s business has improved her family’s economic situation and, in turn, their quality of life. Moreover, her business has created job opportunities for five community members. Shaima expects this number to increase as her business flourishes.

Shaima’s growing business and willingness to develop her business skills qualified her to participate in the WLIFT program and take a SME loan from Relief International Microfinance Iraq in the amount of 15,000 USD. She will use the loan for annual maintenance, purchasing additional furniture, and an electrical generator.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for her protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue supporting Iraqi borrowers.

Loan details

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Loan details