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Mrs. Editza M. has asked AFODENIC to refinance her second loan to invest in home improvements (construct an additional room). She lives in the #6 zone of Nueva Guinea, and has worked in the library in the URACCAN Recinto Nueva Guinea University for nine years. She has two children. Her son is 11 years old and he is in the third grade. Her daughter is 9 years old and is also in the third grade. Editza's husband works as a bricklayer and helps cover the costs of keeping a home. Editza is a woman of high spirits and a desire to get ahead. She's very responsible, and loves her work. She dreams of finishing her studies as a zoologist, keeping herself and her family in good health, and finishing construction on her house in order to provide better living conditions for her family.
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La Sra. Editza M. está solicitando a AFODENIC refinanciamiento de su 2do crédito para invertirlo en mejora de su vivienda (construcción de una habitación), vive en la zona # 6 de la zona Ubana de Nueva Guinea, trabaja como bibliotecaria de la Univesidad URACCAN Recinto Nueva Guinea desde hace 9 años, tiene dos hijos, el niño mayor tiene 11 añitos de edad estudia su tercer grado, la niña tiene 9 años estudia tercer grado, su esposo trabaja como albañil y ayuda con los gastos del hogar , Editza es una mujer con alto espiritud de superación personal, muy responsable, es una mujer que ama su trabajo, su sueño es terminar de estudiar la carrera de Ingenieria en Zootecnia, salud para ella y su familia, ademas anhela terminar de construir su vivienda para así darle mejores condiciones a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 54
    View loans »
    Nicaragua Loans Fundraising
  • $26,297,675
    Funds lent in using Kiva
  • 19.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Editza construct a room.
100% repaid
Repayment Term
24 months (Additional Information)
Repayment Schedule
Dec 9, 2008
Jan 1, 2009
Currency Exchange Loss:
Apr 15, 2010