A loan of $1,550 helped a member to purchase fertilizers to support her husband's field.


Mrs. Pao Soun Village Bank Group's story

This village bank loan, led by Mrs. Pao S., a basket maker, consists of 21 members living in Ou Ta Sek Village in Kampong Chhnang Province. Each will use the loan for different purposes. For example, Pao’s husband, Mr. Va Chor, is a farmer whose field is currently infertile, so Pao is requesting a loan to purchase fertilizers to support his field and make it more productive.

Mrs. Pao S. is 35 years old and the mother of six children, all attending the local school. The two M. in the picture are there in place of their wives.

This is a village bank loan consisting of 16 end-of-term loans and 5 monthly payment loans. The former are not required to pay any principal on the loan until the very end of the term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor, allowing them to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and a default rate of 0% with Kiva.

In this group: Pao, Yi, Sarim, Chean, Som, Chansim, Sam Arth, Sitha, Yann, Mom, Theng, Srey, Load, Chanthy, Mom, Sokhhim, Chanreang, Voeurn, Khhoeun, Khai, Phall
*not pictured



Loan details


Lenders and lending teams



Loan details