A loan of $1,000 helped a member to buy a plot of land to plant rice on.


Mrs. Mom El Village Bank Group's story

Nine people who all live in Prapang Mates Village in Kampong Chhnang Province comprise this village bank loan, led by Mrs. Mom E., a rice farmer. Although she works hard on the plantation, it yields inadequate rice revenue to support Mom’s family well. In order to improve her living conditions, she is requesting a loan to buy a plot of land to plant rice on, an action that she hopes will increase her revenue.



Mrs. Mom E. is 30 years old and the mother of three children who are all attending the local school. Her husband, Mr. Soeurn SoE., is a firewood collector who goes to the forest and gathers firewood to sell for an income.




This is a village bank loan consisting of mainly end-of-term loans. Five members have end-of-term loans and the rest have monthly payment loans. They are not required to pay any principal until the very end of the loan term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor, allowing thE. to repay portions of the principal whenever they are financially able to. Most clients start to make payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% with Kiva.

In this group: Mom, Srey Nov, Vin, Pheap, Roeurn, Phea, Hai, Phorn, Yet



Loan details


Lenders and lending teams



Loan details