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Parveen is a 43-year-old married mother of five children. She has a business selling embroidery supplies (raw materials). She has been running this business for the past four years. She is passionate about her work and client demand is strong. But business challenges, combined with family expenses, frustrate her nearly every day. Her husband is employed as a sales person in a grocery store but he does not earn enough to support his family well. She makes a good amount of money and is the best earning resource in her household. She wants to grow her business. She requested a loan of 45,000 PKR, to buy more materials such as packs of sequins, beads and pearls in large quantities to meet the increasing demand. She expects to boost her earnings and dreams of providing a better standard of living for her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 346
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 101.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Parveen to buy more materials such as packs of sequins, beads and pearls in large quantities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2014
Sep 2, 2014
Currency Exchange Loss:
Aug 17, 2015