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Humaira is a 46-year-old widow. She has four children. Being a single parent, she needs to fulfill her children's demands. Five years ago, she started her own business of cloth sales in her area. After the death of her husband, she didn’t lose hope, and instead contacted Kashf Foundation upon the advice of her neighbor to initiate her own business.

Humaira buys cloth of different designs from the wholesale market in bulk and then sells them in her community. She counts a good client list; most of her clients are her neighbors. She has gradually improved her business, and now she is requesting a loan of 40,000 PKR. She is going to use this loan to buy an ample variety of cloth in a larger quantity to add to her current supply. She wishes to use the earned profits on her children’s education and well-being.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 249
    View loans »
    Pakistan Loans Fundraising
  • $17,650,250
    Funds lent in using Kiva
  • 102.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Humaira to buy an ample variety of cloth in a larger quantity.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2014
Sep 1, 2014
Currency Exchange Loss:
Jul 17, 2015