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Bashiran is a 51-year-old married woman.

Twenty years ago, she started a business with a ‘tandoor’ (a clay oven used for cooking in North India and Pakistan). She cooks chapattis and naan for the people of her community, and also takes orders from nearby hotels. In this way she makes enough money to have a decent life.

Bashiran is the mother of four children and she is motivated to give them a beautiful life with a good education, food and clothing. She has improved her business to be able meet their day-to-day living expenses.

Now she is in her 7th loan cycle and she has requested a loan of 55,000 PKR to purchase sacks of flour and packs of salt and oil, which will help her to inflate her sales. She expects a boost in her earnings with her loan, and she plans to spend part of her profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 376
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 102.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Bashiran to purchase sacks of flour and packs of salt and oil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2014
Sep 1, 2014
Currency Exchange Loss:
Sep 17, 2015