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Umoja/kavumu Group
In this Group: Cibanvunya, Kalolo, Rhulinabo, Nanfisi, Nzigire, Kitumaini, Ntankwinja, Kusinza, Bahizire, Ciza, Nabaliahamwabo, Nzigire, Neema, Concerva, Namubawa, Bunani, Atosha, Faida, Nankafu, Naminani, Sifa, Sifa, Penege, Pendege, Pendo, Nabami, Nzigire, Nike, Mawozo, Ciza, Naminani, Nyota, Feza, Nakasunyu, Muhindo, Mufariji, Ntabugi, Bazibuhe, Cenyange, Masirika
Madame Nzigire is the treasurer of the Umoja/Kavumu loan group. She is the mother of seven children, six of whom go to school. Her husband is 34 years old and unemployed.

She has been selling flour for 15 years in the central market. It's for this reason that she's asking for a loan for three bags of semolina, one bag of sugar, 50 kg of sorghum, and 75 kg of cassava root flour. Her goal is to open a stand on a national driving route.

She thanks Hekima for the support they bring to economically active poor women.
View original language description ↓
Madame Nzigire est trésorière du groupe de crédit Umoja/Kavumu. Mère de 7 enfants dont seulement 6 étudient, elle est mariée à un chômeur à l'age de 34 ans. Elle exerce ses activités de vente de farine depuis plus de 15 ans au marché central de la place raison pour laquelle elle sollicite un nouveau prêt pour acheter 3 sacs de semoule, 1 sac de sucre, 50kg de sorgho et 75 kg de farine de manioc. Son objectif est d’avoir un dépôt sur une route nationale. A cet effet, elle remercie Hekima pour le soutien qu’elle apporte aux femmes pauvres économiquement actives.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,515,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Umoja/kavumu Group's $7,050 loan helped a member to buy three bags of semolina, one bag of sugar, 50 kg of sorghum, and 75 kg of cassava root flour.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 12, 2014
Aug 30, 2014
Currency Exchange Loss:
Apr 1, 2015