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Shehnaz is a 34-year-old married woman. She is the mother of six. In order to support her husband financially, she started a small general store in her locality. Shehnaz is making a great effort to support her family. She is holding herself accountable to provide for their needs. However, she faces a financial problem in the growth of her business. She needs to buy more items to fill her store.

Shehnaz has requested a loan of 40,000 PKR to buy more packs of biscuits, grains, and cleaning products to fulfill high customer demand for these products. She is positive about her future earnings and will spend part of her income on buying more items for her store.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 161
    View loans »
    Pakistan Loans Fundraising
  • $17,354,175
    Funds lent in using Kiva
  • 102.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Shehnaz to buy more packs of biscuits, grains, and cleaning products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 18, 2014
Sep 1, 2014
Currency Exchange Loss:
May 17, 2015