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Munazza is a 39-year-old married woman who has three children. She has been running a business selling cloth for the past two years. She sells cloth in her locality after purchasing it wholesale at a slightly lower price. This business is the only source of income for her household. Munazza is in her fourth loan cycle with Kashf Foundation and shows a good repayment history. Now, she has requested a loan amount of 45,000 PKR. With this loan she intends to purchase a greater variety of cloth from the market. She hopes to get a good return from this loan, with which she wants to provide for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 315
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 101.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Munazza to purchase a greater variety of cloth from the market.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 20, 2014
Aug 30, 2014
Currency Exchange Loss:
Aug 17, 2015