A loan of $600 helped to increase the working capital of his mobile phone business.


Lukman's story

Meet Lukman, a single man who lives in Indramayu, a small city located in the north coast area of West Java. He runs a small shop that sells mobile phones, phone accessories, phone credit and utility bill payment services for his customers. He began working with microfinance organisation Ruma two months ago because he wanted to increase his income.
Lukman feels really excited about expanding his business in selling mobile phone credit. Nowadays, he can process up to 75 transactions per day. He hopes to take out a Kiva loan for working capital that will enable him to do even more transactions on weekends.



Loan details


Lenders and lending teams



Loan details