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Lizanías, 70, is married and lives alone. With this loan, he plans to buy a cow to produce milk and which he can breed for development. He will therefore have better earnings from milk production and the sale of fattening calves. With this financial income, he will continue investing in the purchase of materials to improve his property, as well as to increase the quantity and quality of his cows. With this purchase, he hopes to do more.

This is the first loan he has received from FUDECOSUR. He had not had any other loans from state banks before, but FUDECOSUR offered him a loan with a much lower interest rate.
View original language description ↓
Lizanías, tiene la edad de 70 años, está casada, vive solo. Con su crédito pretende hacer la compra de una vaca para la producción de leche y que pueda tener una buena cría para el desarrollo y así tener un mejor ingreso en la producción de leche y la venta de terneros para engordar, con este ingresos económicos es para seguir invirtiendo en la compra de materiales para hacer mejoras en la propiedad, además d aumentar la cantidad y calidad de las vacas. Con esta compra pretende hacer más. Es el primer préstamo que ha recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos Estatales, pero FUDECOSUR le ha brindado el préstamo con mayores y la tasa de interés mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at


About Costa Rica

  • $12,900
    Average annual income
  • 2
    View loans »
    Costa Rica Loans Fundraising
  • $4,789,625
    Funds lent in using Kiva
  • 541.8
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $925 helped Lizanias to buy a dairy cow.
34% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 28, 2014
Sep 1, 2014
Currency Exchange Loss: