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Pum N., 29, resides with her husband in Phnom Penh, Cambodia, where they grow rice twice a year (during the rainy and dry seasons) and raise pigs on a plot of land behind their house. They have been in business for about 5 years, having learned how to farm from their parents, and on average make a combined income of about $3 of profit each day. This couple has one young child who is a student.

Pum N. is requesting a loan of $600 to purchase fertilizers and good rice seed to grow.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Pum to purchase fertilizers and good rice seed to grow.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 6, 2008
Nov 24, 2008
Currency Exchange Loss:
Jun 23, 2009