Check out some available loans that are similar to this one!
Mrs. Youren Say Village Bank Group
In this Group: Youren, Thavy, Keomheng, Sorphorn, Sokkim, Kimleang, Tang Im, Sok Leang

Mrs. Youren S. is the village bank president for eight members who all live in Preak Ta Ker village in Kandal province. She is 27 years old and she is single. She owns a small piece of land where she cultivates both rice and vegetables to earn a living.

Mrs. Youren S. has a problem because she does not have enough money to buy vegetable seeds. She is asking for a loan to buy vegetable seeds in hopes that she will increase her income and improve her living conditions.

This is a village bank loan consisting of mainly end-of-term (EoT) loans. Four members have end-of-term loans and the rest have monthly payment loans. These members are not required to pay any principal on the loan until the very end of the loan term. End-of-term loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s clients make their payments on time. AMK has a delinquency rate of only 0.09%, and AMK has a default rate of 0% on Kiva.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 124
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • 4,117.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mrs. Youren Say Village Bank Group's $950 loan helped a member buy vegetable seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 27, 2008
Nov 27, 2008
Currency Exchange Loss:
Nov 15, 2009