A loan of $1,850 helped to buy fertilizer for her rice fields.

Jeanne's story

Jeanne, 35, is married and has two children yet to be school-aged. For the past seven years she has been a farmer.

Jeanne is applying for a 1,266,809 RWF loan through UOB to buy fertilizer in order to increase her rice fields’ yield. She plans to save her profits so that she can buy tractors and other farm machinery in the future.

As of 2009 the agriculture sector has accounted for 37% of Rwanda's gross domestic product, generated 65% of Rwanda's export revenue, and employed approximately 90% of Rwandans Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations.

For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.

Loan details

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Loan details