Beatrice A. is married and has four dependents. She has received no formal education. Beatrice sells fried fish to food sellers at a popular place called Air Force near Shama, which she has done since 1994. She has started selling clothing and footwear in addition to the fish she processes for sale. Her husband is a military officer. Beatrice uses her income to assist her husband in providing the basic needs of the family. Beatrice will use the loan to purchase more fresh fish to be fried and smoked. She wants to also invest in her now growing clothing business. With the new profits from her expanded business, Beatrice plans to reinvest into the business.