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Dukorane Group
In this Group: Marie Louise, Valentine, Pelagie, Olive, Emmanuel, Alivera, Telesphore, Clementine, Alphonsine, Alphonsine*, Speciose, Jacqueline, Agripine, Charlotte, Mukanyana*, Clementine, Marie, Speciose, Fortune, Anastasie, Seraphine*, Philomene, Coustantine, Anonciata, Alphonsine, Frorentine, Christine, Marie Louise, Chantal, Valentine, Vedaste*
* not pictured
Anonciata is a group leader, age 42. She is married and has five children between the ages of 8 and 18. All of her children go to school. The group is called Dukorane, which means “Let us work together" in English. They sell different items, but they have a common goal of improving their lives. Anonciata owns a retail shop that she has been runing for the past eight years. With the loan, she would like to buy more salt, rice, soap, Colgate pastes and brushes, and maize flour for resale. The profit from the business will be used to pay school fees for her children and to expand her business inventory.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Rwanda

  • $1,700
    Average annual income
  • 27
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 688.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Dukorane Group's $7,775 loan helped a member to buy more soaps, rice, maize flour, and other items for resale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 22, 2014
Aug 27, 2014
Currency Exchange Loss:
Dec 20, 2014