A loan of $475 helped a member to ask for a loan to add her saving to buy a new house for her family.


Yon's Group's story

Mrs. Yon Y. is a group leader of eight people who all live in Korng Keb village in Kampong Chhnang Province. She is 54 years old and the mother of three children, two of whom are farmers while the other is enrolled in the local school. Her husband is presented in the picture. She is a farmer who cultivates rice and vegetables on her plot of land. He husband, Mr. E. C., is a fisherman. Their family needs more income to support their family and improve living conditions. Thus, Mrs. Yon Y. requests a loan to add to her savings to buy a new house for her family.

All the members in this village bank loan have end-of-term loans so they are not required to pay any principal on the loan until the end of the loan term. End-of-term (EoT) loans are AMK’s main product because they are the most beneficial to Cambodia’s poor. It allows them to repay portions of the principal whenever they are financially able to. Most clients start to make their payments many months before the end of the loan term. Almost all of AMK’s client make their payments on time. AMK has a delinquency rate of only 0.09% and AMK has a default rate of 0% on Kiva.

In this group: Yon, Yen, Rai, Roeun, Srieng, Tay, Nak, Thea



Loan details


Lenders and lending teams



Loan details