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Shagufta, a 34-year-old married woman, runs a small boutique at home to provide for her family. She purchases cloth from the market at low prices, sews it, and then sells it to the people of her locality. She also knows the art of embroidery. She always has great clothes to offer, and she earns a good income that contributes to her family's well-being.
To improve her business, Shagufta has requested a loan of 45,000 PKR to buy a greater variety of cloth as well as spools of thread in various colors. These purchases will allow her to fulfill the demands of her customers on time. She has a good credit history, and this will be Shagufta's 5th loan.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 279
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 100.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Shagufta to buy a greater variety of cloth and spools of thread in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 13, 2014
Aug 26, 2014
Currency Exchange Loss:
Sep 17, 2015