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Joyce is a married woman. She has one child. She describes herself to be determined. Joyce operates a farm where she grows rice. She describes her biggest business challenge to be lack of funds. She will use the KES 50,000 loan to buy farm inputs. She hopes that in the future, she will have a bigger harvest. This is Joyce's fourth loan with SMEP Microfinance Bank. Her previous loan was repaid successfully.

Additional Information

More information about this loan

This loan is part of SMEP's effort to empower small to medium-scale farmers in Kenya, where agriculture employs more than 75% of the work force. SMEP loans support a range of agricultural needs, including livestock, egg production, and farm inputs such as fertilizer, seeds, animal feeds, vaccination and farm equipment. Loan terms are structured around the maturity of the crop and/or the payback period of the inputs purchased. By supporting this loan you are helping farmers increase their production capacity, employ others and contribute to food security in the country.

About Kenya

  • $1,800
    Average annual income
  • 568
    View loans »
    Kenya Loans Fundraising
  • $49,820,425
    Funds lent in using Kiva
  • 88.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Joyce to buy farm inputs.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
At end of term
Jul 22, 2014
Aug 26, 2014
Currency Exchange Loss:
Nov 17, 2014