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Sugran is 57 years old and runs a small general store very close to her house. She has been handling this store for the past two years with the assistance of her son. Her shop is situated in the middle of her town, and a sufficiently large number of customers visit it every day. She is doing quite well and has a number of repeat customers.

She is in her fifth loan cycle and has successfully repaid her previous loans on time. Now, she has requested a loan amount of 40,000 PKR with which she intends to purchase a stock of soaps, shampoos, hair oils, toothpastes, and edibles.

Sugran dreams of providing a better standard of living to her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 99.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Sugran to purchase a stock of soaps, shampoos, hair oils, toothpastes, and edibles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 7, 2014
Aug 26, 2014
Currency Exchange Loss:
Sep 17, 2015