A loan of $1,150 helped to pay for grocery items, toiletries and beverages needed in her business.


Bernardina's story

Bernardina has faithfully paid back her previous loan, which she used for her business. She has been operating her own “sari-sari” (variety) store for fifteen years and she earns well from this. Having a bigger family requires more effort to provide for their needs, especially for her children. She had to work hard, with the determination of having better income, to provide her children with a better education.

To improve sales, Bernardina would like to apply for a new loan to purchase additional grocery goods to sell. With PHP 50,000, loan she could purchase more quantities and varieties of grocery items, toiletries and beverages needed in her business. She sincerely lets you know her heartfelt thanks and appreciation for this assistance in advance.

In the future, Bernardina hopes to improve the general living conditions of her family, and she desires to expand her variety store and later on to manage a grocery store. She meets up with her co-fellowship* members to share stories of her life and business every week and to draw strength and inspiration from the fellowship and the Word of God she studies.

*All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.



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