A loan of $1,350 helped buy cement, sand, stone and rods for the construction of her house.


Ruth's story

Mrs. Ruth is a trader and a married mother of 6, one of whom is still in school. She lives in a house she owns and also supports her mother-in-law and a stepson.

With this loan she will buy cement, sand, stone and rods for the construction of her house.

Her dreams are to finish building her home and to build aviaries to begin raising chickens as a way of reinforcing her family's income.

She says the main challenges she has faced around finishing the construction of her home are financial ones and that she will request further loans to make her plans a reality. She would be grateful to Hluvuku if they could start a savings scheme.

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Translated from Portuguese by Kiva volunteer Ines Teles


Loan details


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Loan details