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Djiguiya Group
In this Group: Aïssata , Dédé , Fatoumata Baro , Awa , Ramata , Ramata
The six members of the 'Djiguiya' Group are all married women who live in polygamous households. They are, on average, 38 years old and have four children. The women all live in Daoudabougou, a distict of Bamako, and know one another through neighbourhood savings groups and their work. They sell vegetables, clothing, food ingredients and fish.

In order to increase their working capital, the group members have decided to work with the field partner, Soro Yiriwaso. This will be their first group loan.

Aïssata (sitting on the far left in the photo) is a successful fruit and vegetable seller at the Ouolofobougou Market. She plans to use her loan to buy 2 sacks of onions, a basket of tomatoes and a basket of cabbages from the main market and in Kati. She will then retail them for cash, at the market, mostly to women.

Aïssata expects to achieve a monthly average profit of 40,000 francs CFA, which she will use to reinvest in her business and meet some of the needs of her children. She is relying on her partnership with Soro Yiriwaso to achieve her goal of enlarging her business.
View original language description ↓
Ce groupe Djiguiya est constitué de six femmes tous mariées et vie dans des ménages polygamiques. Elles ont en moyenne d’âge 38 ans et 4 enfants. Elles habitent toutes à Daoudabougou l’un des quartiers de Bamako. Elles se sont connues à travers des tontines dans le quartier et leurs activités génératrices de revenu. Les membres du groupe font du commerce, tel que la vente d’habits (friperies), légumes, condiments et poissons. Dans le but d’augmenter leurs fonds de commerce, les membres du groupe ont décidé de rejoindre Soro Yiriwaso et sont à leur 1ier prêt en prêt solidaire.
Madame Aïssata (femme assise à l’extrême gauche sur la photo) a une grande réputation dans la vente des fruits et légumes dans le marché d’Ouolofobougou. Elle compte utiliser ce prêt pour acheter 2 sacs d’oignons, 1 panier de tomate, 1 panier de choux. Elles s’approvisionnent à Kati et au grand marché. La revente s’effectue au marché au comptant à une clientèle composée majoritairement de femmes. Madame Aminata compte réaliser avec ce prêt un bénéfice mensuel moyen de 40 000 FCFA, qui sera utilisé pour satisfaire les petits besoins de ses enfants et investir le reste dans ses activités. Madame compte beaucoup sur le partenariat de Soro Yiriwaso pour l’atteinte de ses objectifs qui est l’élargissement de son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 34
    View loans »
    Mali Loans Fundraising
  • $12,522,975
    Funds lent in using Kiva
  • 489.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD