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Dilhayo lives with her parents in a remote region of northern Tajikistan. She is not married. Since childhood she has dreamed of becoming a seamstress and sewing beautiful dresses for the lovely ladies of her area. Two months ago she was able to realize her dream and start a local sewing business. Now she would like to expand her business and increase her profits. She participated in the course "Achieving Success," organized by the Association of Business Women and received a certificate. She is confident that her business will succeed. She has applied for a loan of 10,000 somoni to purchase a sewing machine and an embroidery machine. She awaits your kindness.
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Дилхаё вместе со своими родителями живет в отдаленном регионе на Севере Таджикистана. Она не замужем. Дилхаё с детства мечтала стать портнихой и шить красивые женские платья и таким образом радовать милых дам своего района. Она 2 месяца назад осуществила свою детскую мечту. Она начала свой бизнес предоставлением услуги швеи местным жителям. Дилхаё теперь хочет развевать бизнес и получать больше дохода. С такой целью она участвовала в курсе «Добейся Успеха» организованного Ассоциация Деловых Женщин и получила сертификат. Она уверена, в том, что ее бизнес будет развеваться. Она запрашивает займ на сумму 10000 сомони для покупки швейной машинки и вышивальной машинки. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • 5.0
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,025 helped Dilhayo to buy sewing and embroidery machines for a new business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 9, 2014
Aug 21, 2014
Currency Exchange Loss:
Jun 18, 2015