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Mary T. is a 44-year-old married woman with two children, both of whom are in school. She owns and operates a grocery shop in her neighborhood, where she sells items such as sugar, vegetable oil, bottled water, pastries (which she proudly states that she prepares herself), powdered milk, and biscuits.

She is now seeking a loan because she would like to increase her store's inventory by purchasing more crates of assorted drinks, bags of sugar, cartons of vegetable oil, and boxes of biscuits. In turn, she hopes to increase her savings to support her children while they are in school.

Mary belongs to the community group known as the God is Good Trust Group. In this group, members guarantee each other's loans as social collateral (i.e., if one member does not promptly repay her portion of the loan, then the other members are responsible for curing the arrears), and they provide support for one another to repay their respective loans.

About Ghana

  • $3,500
    Average annual income
  • 13
    View loans »
    Ghana Loans Fundraising
  • $12,276,225
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Mary to increase her store's inventory by purchasing additional foodstuffs (e.g., assorted drinks, sugar, bottled mineral water, and biscuits).
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 22, 2008
Nov 23, 2008
Currency Exchange Loss:
Jul 15, 2009