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Ramzo Hojievais 48 years old and has three children. For over six years, Ramzo has owned a specialized fabrics store in the central market of Isfara, where she produces traditional dresses that are commonly used in dowries throughout Tajikistan. Through hard work, perseverance, and the application of her integrity, Ramzo's fabrics store has become one of the leading fabrics vendors in the market where she works. But Ramzo is an ambitious businesswomen and would like to increase her profits and thereby save enough money to put her children through school. Therefore, she is requesting a loan of $1000, which she will use to increase her inventory of fabrics.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,098,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ramzo to purchase a wide variety of fabrics for making dresses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 17, 2008
Nov 24, 2008
Currency Exchange Loss:
Dec 15, 2009