The loan that they will take out benefits small micro-enterprises, where Señora Margarith is a member. She indicates that she has been a member of Pro Mujer for one year, joining by way of a friend's invitation who is a client of the institution. Currently she has a business knitting blankets; she shares that she learned this trade from her sister-in-law eight years back. With a little money and the technique she already learned, she is deciding to open a business independently.
The loan that she will now take out is for the growth of capital (purchase of wholesale wool) that she will purchase from the wholesalers in the markets of the Ciudad de El Alto and later sell in her sale space. This form of work allows her to generate resources to support her family, since she is single and has four children.
When consulted about what she liked about Pro Mujer, she responded that she liked the savings and training that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Margarith es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una amiga que es cliente de la institución. En la actualidad ella tiene un negocio de tejido de mantas; da a conocer que este negocio lo aprendió de su cuñada hace ocho años atrás, con un poco capital y con la técnica ya aprendida decide implementar un negocio independientemente.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las vendedoras mayoristas de las ferias de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro y las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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