San Luis Group
The loan that they will be taking out will benefit the small microenterprises of which Alicia is part. She says that twelve years ago, she joined Pro Mujer, joining at the invitation of a staff member who went to visit her at home. Currently, she has a business which is a glass workshop. She says that she began this business 18 years ago, since she had known how to handle glass for several years, since her father had a similar workshop.
The loan that she is now taking out is to increase her capital (purchase glass in bulk) that she will acquire from the importers in the city of El Alto and later will sell according to her customers' orders. This type of work permits her to generate resources to support her family, since she is married and has two children.
When asked what she likes about Pro Mujer, she says that she likes the health center that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Alicia es integrante, ella indica que hace doce años que integra Pro Mujer, ingresando por la invitación de una asesora de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de taller de vidriería; da a conocer que este negocio lo implemento hace 18 años, ya que conocía el manejo de vidrios hace varios años, pues su padre tenía un taller similar.
El crédito que ahora sacará es para el aumento de capital (compra de vidrio por mayor) que adquirirá de las importadoras de la ciudad de El Alto y posteriormente lo comercializará de acuerdo al pedido del cliente. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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