Sarodini's husband works as a farmer, mainly growing vegetables such as potatoes, beans and gourds, and fruits such as cucumbers. He is doing very well through the performance and the experience he has gained through the years. Now Sarodini and her husband have decided to cultivate paddy to earn more profits to strengthen the family economy.
So, Sarodini is asking for financial help from BJS (Kiva’s partner). She is grateful to her lenders because with their support, she will buy supplies such as natural fertilizers and seeds for her crops. In this way, she will get a better harvest and her income will improve, thus improving her quality of life. Her goal is to expand her crops and to become a successful entrepreneur.
She aspires to save money to purchase more land in the future.
More information about this loan
This loan targets women in the financially underserved parts of India. With a largely rural population, the Jalpaiguri, Alipurduar, and Cooch Behar districts in the state of West Bengal are severely lacking in infrastructure and are three of the poorest districts in Eastern India. This loan enables female entrepreneurs to maintain their current businesses in an area that is under-developed and poorly served by financial institutions.
Important Note About This LoanDue to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >
About Belghoria Janakalyan Samity
Belghoria Janakalyan Samity (BJS) is a non-profit organization located in India that focuses on poverty alleviation through women’s empowerment. The organization is remarkable in its commitment to the holistic development of some of the poorest districts of West Bengal and goes further than most of its competitors in offering vital access to social services like child schooling, medical services and financial literacy training in addition to credit. Kiva lenders’ funds will be used to create new loans for clients, expand the reach of the organization into more rural areas, and deepen the scope of BJS’s non-financial services that provide key support to the surrounding communities.
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This loan has been fully funded!