A loan of $750 helped a member purchase bales of bulk used clothing in larger quantities.


Nkambo-Specioza Group's story

Specioza N. is a single, 30-year old mother of four children, aged six to thirteen. She sells used clothing on the streets in the Kitintale village of Kampala early each morning to late in the evening. Three times a week she takes public transportation to the Owino market, Kampala’s busiest wholesale exchange, to buy bales of second-hand clothes.

This is Specioza’s first loan with BRAC. She will use the proceeds to purchase bales of bulk used clothing in larger quantities to lock in a lower cost and expand her inventory for the busy festive (Holiday) buying season. She makes less than 20,000 Ush a day.

Increasing her revenue and profit are important to Specioza, as she provides the family’s only income. School fees are 300,000 Ush per term. Including books and school supplies, school cost Specioza over 1,000,000 Ush per year. Paying school fees in addition to other living costs makes it difficult to feed her children two meals in a day when sales are down.

Specioza’s dream is to educate her children to the university level, earn enough to begin a savings account, and to open her own clothing boutique to relieve the physical burden of carrying a heavy bag all day.

In this group: Specioza , Samalie, Teddy, Rose, Rehema
*not pictured



Loan details


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Loan details