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This man is 31 years old and he is a singer from the A. Jomi region. His name is Tohir and he has had a talent for singing since childhood, but he only started singing professionally seven years ago. He received this talent from his father, who was also a talented singer in his time. Tohir works at weddings and other special occasions. He has a wonderful voice and he always has enough work. He wants to increase his assortment of musical instruments and expand his business, but these instruments are expensive, which is why Tohir needs a loan. To realize this goal, he needs $3,000 USD. He is greatly hoping to receive financial support.
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Этот 31-летний выходец из района А.Джоми является певцом. Его зовут Тохир. У него с детства проявлялся талант пения, но он начал свою профессиональную творческую деятельность лишь 7 лет назад. Тохиру этот талант передан от отца, который тоже был в свое время знаменитым певцом.
Тохир предоставляет свои услуги на свадьбах и других торжественных мероприятиях. У него прекрасный голос и поэтому у него всегда достаточно заказов. Он хочет увеличить ассортимент музыкальных инструментов и расширить свою деятельность. Однако такие инструменты стоят дорого, поэтому Тохир обратился за кредитом. Для реализации цели ему не хватает 3000 долларов США. Он очень надеется получить финансовую поддержку.

Additional Information

More information about this loan

This loan is part of Humo's Investment Product loan program targeting new and existing clients seeking to invest in their businesses by purchasing (capital) equipment. This program offers borrowers a grace period prior to first repayment and a lower interest rate comparing to the standard interest rate. By funding this loan, you are supporting a program that gives borrowers a chance to start and grow small businesses and increase their productivity.

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Tohir to buy the necessary musical instruments to expand his business.
83% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 16, 2014
Aug 19, 2014
Currency Exchange Loss: