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Nyaung Pin Thar Village
Located in Central Myanmar’s Magway township, this community currently has 35 village customers, including 4 CBO (Community Based Organization) committee members who help to lead the loan program in the area. In this village, about 90% of households own bulls that help on the farm with planting and harvesting. This village is located in Myanmar's dry zone, where insufficient rainfall is very common. Most villagers are Buddhist, so must invest in cultural ceremonies and provisions to monks. They also struggle finding access to affordable credit, as the state-owned agricultural bank is not active in the area.

The new loan would help this community raise livestock, especially cows and pigs, which generate extra income. Additionally, manure from the animals can be used as a natural fertilizer, thereby enriching plants without forcing farmers to spend money on expensive chemical fertilizers. In addition to this farming and livestock raising, villagers generate income by tapping sugar from palm trees and working as road construction workers in other cities.

Pictured above are the committee members from the Nyaung Pin Thar Village CBO: U Win, U Than, U Kyi, and Daw San. Included in the photo (second from the left) is U Win, who is 41 years old. His main businesses are farming, construction, and making teak furniture. He purchased fertilizer with his past loan and is saving money to purchase a bull, which will cost about $600, with his next loan.

Additional Information

More information about this loan

This loan will be facilitated through Proximity Designs network of Community Based Organizations (CBOs) in order to support rural farmers in Myanmar’s Delta and Dry Zone regions.  Proximity worked closely with CBOs to provide relief services after Cyclone Nargis and to support village infrastructure projects.
CBOs also play a key role in providing access to microcredit.  In this model, CBO committee members support Proximity loan officers throughout the entire loan cycle. They assist in selecting village borrowers and also act as formal representatives during loan disbursement, collection of repayments and other communications. CBO committee members appear in Kiva profiles – often alongside village borrowers – as representatives of the community.
Since families rely heavily on income from farming to support their livelihoods, these loans are structured with a single bullet repayment at the end of the loan term. The timing aligns with expected harvest season when borrowers will be able to repay. All community members who receive financing through the CBO model must repay their portion of the loan before a village will be eligible to receive new funding. 

About Proximity Designs:

Proximity Designs is a non-profit social enterprise that offers loan products to help small, low income farmers increase their productivity and income. There are around 12 million farmers in Myanmar who make up more than a third of the labor force. The majority of these farmers have virtually no access to formal credit institutions.

In the absence of other financing opportunities, most small farmers in Myanmar are unable to afford the equipment, material, and labor necessary to grow their crops without the help of Proximity Designs. Kiva funding will be used to help Proximity Designs expand its agricultural microfinance operation and reach more low income, rural farmers.


About Myanmar (Burma)

  • $1,700
    Average annual income
  • 0
    View loans »
    Myanmar (Burma) Loans Fundraising
  • $1,517,625
    Funds lent in using Kiva
  • 974.2
    Myanmar Kyats (MMK) = $1 USD

Success!! The loan was 100% repaid

A loan of $7,050 helped Nyaung Pin Thar Village to help 35 villagers raise livestock that will help with planting and harvesting.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Sep 29, 2014
Aug 22, 2014
Currency Exchange Loss:
Feb 17, 2015