A loan of $250 helped to buy seeds and fertilizers for cultivating paddy.


Ashpia's story

Ashpia, only 25 years old and married, belongs to Satvendi village in the district of Jalpaiguri in West Bengal. Agriculture has been a prime source of livelihood in India for close to 60% of the population. India has one of the world’s largest productions of paddy crops in the world. So, Ashpia and her husband are associated with paddy cultivation. Ashpia’s family comprises her husband, Rajaaul, and her two small sons. One of the children is in grade one, and the other is too young for school. In her childhood she did not have any opportunity for education because of her family's financial stringency. She is illiterate and can sign her name only. Her husband has an elementary education. Ashpia and her husband work tirelessly on their farmland to grow paddy. They sell their crop locally. They cultivate high-quality paddy, and selling prices are comparatively cheaper, so their customers are increasing gradually. But, the current household income is not sufficient and with the daunting responsibilities that they will face in the future to finance their children's education, it is imperative that she exploits the land for paddy cultivation. So, in order to generate more income, they have planned to improve their business by cultivating more paddies. Ashpia is seeking a loan from BJS (Kiva's partner) for her paddy cultivation. She will use the loan to buy fertilizers, seeds, etc. She expects to reap a good profit through her loan. With her finances in place, she can expect to bring stability to her family. She wants to give thanks to her lenders (BJS and Kiva).



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