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Upendo Oysterbay Group
In this Group: Rehema, Bupe, Mwadhani, Scola, Egla, Zuhura, Lydia, Sarah, Bakari, Elizabeth, Fatuma
Rehema, who is in her late 30s, is married with two children who are still at school. She has been running a business selling vegetables for three years now. She works from 6 am to 10 am daily and is able to make a small monthly profit.

This will be Rehema's sixth loan from Tujijenge Tanzania. She used the previous loans to buy manure, insecticides and vegetable seeds, and to pay the people who readied the farm for planting vegetable seeds. She has paid back all of her loans successfully. She used the profit to pay schools, build her small house and cover household expenses.

Rehema will use this loan to buy manure and to buy different types of vegetables to plant and sell to more customers. She dreams of building a shop to sell food items.

Rehema will share this loan with her loan group "Upendo Oysterbay" which has eleven members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 25
    View loans »
    Tanzania Loans Fundraising
  • $16,190,200
    Funds lent in using Kiva
  • 1,661.1
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Upendo Oysterbay Group's $3,800 loan helped a member to buy manure and to buy different types of vegetables to plant and sell to more customers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 12, 2014
Aug 22, 2014
Currency Exchange Loss:
Aug 17, 2015