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Hiari  Ya Moyo Group
In this Group: Sarah, Maria
Sarah is a mother of one son and three daughters who are in school. She is in her early thirties and is married. She now supports her family with a business. She has a secondhand clothing business (commonly known as Mitumba) in Tanzania for three years. Sarah works from 7 am to 6 pm per working day and is able to make a good profit each month.

This is her third loan request from Tujijenge Tanzania. Sarah used the previous credits, since repaid, to replenish her business with more clothes. She currently looks happy because her business sales have grown. Sarah earned an extra income which she used to help her family, by covering school fees and household expenses. With her new loan request, she will buy stock to resell. Her dream is to expand her business portfolio.

She will share this loan with her two-member group, Hairi Ya Moya. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 28
    View loans »
    Tanzania Loans Fundraising
  • $16,172,650
    Funds lent in using Kiva
  • 1,661.1
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Hiari Ya Moyo Group's $1,700 loan helped a member to buy clothes to resell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Aug 7, 2014
Aug 21, 2014
Currency Exchange Loss:
Aug 17, 2015