A loan of $700 helped to build a latrine.


Phal's story

Phal is 35 years old and a married man who has two dependent children. He lives in a community in Pursat Province. To earn a living, he and his wife manage a rice farming business which is their sole source of income. So far, they have been in this occupation for almost fourteen years, with an average income of USD $7 a day.

Phal wants to improve the general living conditions of his entire family by building a latrine to use, because there is no latrine in his house now. Therefore, he is borrowing a loan from KIVA to build a latrine and buy its facilities. By doing this, he can help his family members gain access to sanitation, promote their health, and help to lessen environmental deterioration. He is thankful for the loan granted through HKL with a much lower interest rate than other general loan products.



Loan details


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Loan details